Cookie Policy
This policy explains how Pinebrook Living uses cookies and similar technologies to recognize you when you visit our website dedicated to children's financial literacy in Winnipeg.
Pinebrook Living ("we", "us", or "our") operates from Winnipeg, Manitoba, and is committed to protecting the privacy of our users, particularly when discussing sensitive topics like family finance, children's bank accounts, and youth investment tools.
This Cookie Policy provides detailed information about why, how, and when we use cookies on our platform. In accordance with Canadian federal law—specifically the Personal Information Protection and Electronic Documents Act (PIPEDA)—and Manitoba's privacy standards, we ensure transparency in our digital tracking practices.
Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work, or to work more efficiently, as well as to provide reporting information.
Cookies set by the website owner (in this case, Pinebrook Living) are called "first-party cookies". Cookies set by parties other than the website owner are called "third-party cookies". Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g., advertising, interactive content, and analytics).
Under Canadian law, specifically PIPEDA and the Office of the Privacy Commissioner (OPC) guidelines, the use of cookies is considered the collection of personal information if the data can identify an individual.
We rely on your implied or express consent for non-essential cookies. By continuing to navigate our site after being presented with our cookie banner, or by choosing your preferences, you acknowledge our use of these technologies for the purposes of improving financial education for Canadian families.
Strictly Necessary Cookies
These are essential for the website to function and cannot be switched off. They are usually set in response to actions made by you, such as setting your privacy preferences or logging into secure areas regarding your child's savings plan data.
| Provider | Purpose | Duration |
|---|---|---|
| Pinebrook Living | Session Security | Session |
Performance & Analytics
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages (like "Canada Youth Finance Report") are the most and least popular.
| Provider | Purpose | Duration |
|---|---|---|
| Google Analytics | Usage Tracking | 2 years |
| Hotjar | User Behavior | 1 year |
Marketing & Targeting
These may be set through our site by our advertising partners to build a profile of your interests and show you relevant adverts on other sites regarding youth debit cards or investment tools.
| Provider | Purpose | Duration |
|---|---|---|
| Meta Pixel | Ad Retargeting | 90 days |
You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. The Cookie Consent Manager allows you to select which categories of cookies you accept or reject.
You can also set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our website, though your access to some functionality and areas of our website (such as interactive budget calculators) may be restricted.
- Chrome: Settings > Privacy and Security > Cookies and other site data
- Safari: Preferences > Privacy > Block all cookies
- Firefox: Options > Privacy & Security > Cookies and Site Data
Please note that our articles, such as the CRA Guidelines for Minor Income or Junior High-Interest Accounts, may link to external financial institutions. These third-party sites have their own cookie policies which we do not control.
If you have questions about our use of cookies or other technologies, please contact the Pinebrook Living Privacy Officer:
Address: 42 Pinebrook Place, Winnipeg, MB R3R 2X5
Email: Phone: +1 (886) 317-4620
Legal Disclaimer
This Cookie Policy is a general template provided for informational purposes only. It does not constitute legal advice. Laws regarding data privacy in Manitoba and Canada are subject to change. We recommend consulting with a legal professional to ensure full compliance with current regulations.